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The score is based in part on over 100 customer reviews and more than 60 complaints over the past three years. Existing merchants can also fill out a web form and request a phone call from a customer service representative.Ĭ is accredited by the Better Business Bureau (Opens in a new window) (BBB), where it gets an A-plus rating. The site also has articles with tips for merchants, but no FAQs.
CREDIT CARD PROCESSING FOR MAC SOFTWARE
Like Flagship, uses the Quiq Transaction Gateway API for e-commerce, which allows merchants to integrate a shopping cart and other third-party software when selling online. These tactics are obviously not an issue if you're already a customer, but in general, industry experts prefer companies that have only an inbound sales force. Agents, rather than waiting for interested merchants to call for more information, will make cold calls and visits to try to win new customers. The fact that hires commissioned sales agents is a bit of a red flag.

(Opens in a new window) Read Our Payline Data Review Always keep in mind that free isn't always free read that contract carefully. That said, on a web page about opportunities to be an agent for, it mentions that agents can offer their customers a free Clover Mini Point of Sale System. Even Clover's website doesn't list or discuss pricing. (Experts almost unanimously agree that leasing equipment is a terrible, costly idea for merchants). The website doesn't list pricing for any equipment nor does it specify whether merchants can buy terminals outright or must enter a lease agreement. also sells terminals from several different brands, including Castles, Pax, and Verifone. Sam's Club Merchant Services and Flagship Merchant Services ($0.00 at Flagship Merchant Services) (Opens in a new window) also use this equipment. Its parent company iPayment is a reseller of Clover equipment, which was acquired by First Data in 2013. offers merchants a $50 American Express card if they can prove that a competitor is offering better rates. All processors levy a chargeback fee if a credit card transaction is found to be fraudulent the industry standard is between $15 and $25.

Per transaction fees will vary depending on your contract and volume of sales. That latter fee is incurred when a merchant doesn't meet a minimum in processing fees in 's case, it's $25.

Since 1982, PCMag has tested and rated thousands of products to help you make better buying decisions. ( Read our editorial mission (Opens in a new window) & see how we test everything we review (Opens in a new window).)Īccording to, which looks at merchant complaints and statements, does not have a cancellation fee, but it does have a handful of "surprise" fees including a $99 yearly PCI-compliance fee, a $7.95 monthly gateway fee, a $5 statement fee, and a variable monthly minimum fee. It's also worth looking at competitors with a reputation for transparent pricing, such as Payline Data (Learn More at Payline) (Opens in a new window) or our Editors' Choice, Helcim (Starting at $12.00 Per Month for Retail, Mobile, Plus Transaction Fees at HELCIM) (Opens in a new window).
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All fees should be spelled out clearly in the contract, and merchants should ask for a full list of all fees before signing anything-no matter the processor. Merchants confirm to industry experts that doesn't charge a cancellation fee, although some merchants report unexpected annual and monthly charges. That means, since CCP is vague about its pricing, you're well off doing some research on iPayment as that will likely affect your pricing and contract terms. However, it's important to remember that CCP is owned by iPayment, and thus resells those services. All of which means CCP ticks all the features and capabilities boxes you'll be looking for in a credit card processor. And it offers a complete line of retail hardware equipment. Like competitor, Flagship Merchant Services, (CCP) also offers either tiered or interchange-plus pricing.
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CREDIT CARD PROCESSING FOR MAC PC
